Experience You Can Trust

Top Ten Home Selling Tips

Top Ten Home Selling Tips

1. Evaluate the competition. Check out the competition and be honest when you compare your home to theirs. Check the sold comparables. 2. Price your home right! If you are not willing to price your home for today’s market then consider waiting until prices go up. It will save you a lot of trouble and stress. 3. Keep the lights and music playing in your home during showings.     4. Make showing your home easy for Realtors. Some buyers have restricted schedules, or make a special trip into Laguna Niguel for a weekend just to look  at real estate. 5. Make those nagging home repairs that you may have been putting off. If you don’t fix those home repairs, be sure the inspector for the buyer will find the property issue. 6. Make your home smell inviting. Cinnamon sticks in the crock pot, scented candles and plug-ins will help promote good feelings. 7. Make sure your home is in spotless condition. Everyone buys homes emotionally whether they admit it or not. Staging your home often prompts a faster, higher offer. 8. Hold Open Houses. Yes, buyers need to see homes. When the buyer is with their Realtor or not, the buyers are out looking around Laguna Niguel for their next home. 9. Use social media to promote your home to everyone you know.    10. Hire the most professional Realtor® who will market your home.   If you are thinking of selling your Laguna Niguel real estate or selling real estate anywhere in South Orange County, Ron Buck, Realtor, with 16 years experience can help you sell your home  The Ron Buck...

Winter Coat Collection in Rancho Niguel November 22nd

Rancho Niguel Winter Coat & Blanket Collection this Saturday November 22nd. The Swanson family lives in the Windrose tract of the Rancho Niguel Subdivision. This wonderful family has an annual tradition of collecting winter coats and blankets for the less fortunate. They give all the donations to the More of Jesus ministry operated by Randy and Sue Felton who also live in Windrose. Randy and Sue have a much needed ministry of helping homeless families and the elderly living in motels or under bridges in the Orange County area. Check them out at www.moreofjesus.org website. The Swansons are taking all donations this Saturday November 22 at 28775 Calle Vista in Laguna Niguel, CA 92677. It is near the intersection of Crown Valley and Moulton. You may also drop of on the porch on Sunday the 23rd. Why not clear your closet of unneeded coats, blankets and sleeping bags and benefit the less fortunate? If you live in the city of Laguna Niguel or close by it will only take a few minutes and the More of Jesus ministry will do the rest. Have a Very Happy and Blessed Thanksgiving! Ron Buck Group at Keller Williams Realty....

Capital Gains Exclusion for Profit on the Sale of a Personal Residence

Capital Gains Exclusion for Profit on the  Sale of a Personal Residence I still find that the public will mix up the terms of the personal exclusion for capital gains and the 1031 income property roll over. Today I am speaking of the personal capital gains exclusion. (Always check with your CPA for confirmation before acting on this information.) Most sellers realize now that when they sell their personal residence or a second home used for personal residence they can exclude paying capital gain taxes on a certain amount of profit.  After deducting cost of sale items a single person can protect $250,000 and a married couple can protect $500,000 from capital gains tax. Shortly after the real estate crash of 2007 this topic was important to fewer people but today it is more in the forefront. What if you have not lived in your personal residence for two full years? Congress did provide a few safe havens for this circumstance. The FIRST is EMPLOYMENT CHANGE. If you take a job over 50 miles away from your current residence you may use this exemption. The SECOND is HEALTH. If a doctor recommends that you move to a different property due to health or injury then you may use this exemption. The THIRD safe haven is a class of SPECIAL UNFORESEEN CIRCUMSTANCES. Unforeseen Circumstances: Congress passed the buck to the IRS to come up with definitions — safe harbors — under this amorphous category. The IRS rose to the challenge, by providing that the following events would be considered “safe harbors”, on the condition that these events involve the taxpayer,...

Fall Home Buyers Are Serious Buyers

Fall Home Buyers Are Serious Buyers Inventory in Orange County CA usually peaks in July or early August and then drops steadily until Christmas and New Years. Toward the end of January and in February the active home inventory begins to climb again. Remember, Fall home buyers are serious buyers. The reason for the drop in inventory in the fall is two fold. Many homes have sold but there are many homes that were overpriced and if they have not sold by the start of school many home sellers take there property off the market (cancelled or expired listings). Secondly the daylight hours are shorter and the sellers begin to plan for holiday season. Buyers seem to get a second wind in the fall.  Some buyers that were unable to obtain a home or could not compete for some reason in the spring are still out there and when vacation time is over we see them come back to the open houses. Another source of fall buyers are business people who are being relocated or transferred. Many of these transfers happen around the first of the year so those business people are often taking time to come and scout for homes on long weekends or even holiday weekends – especially the one right after Thanksgiving. In short the buyers which show up in the fall or between the holidays are fewer but often very serious. Remember too that the inventory has been dropping so there are fewer homes to look at. In addition, investors and sometimes Realtors and out shopping in December for a good deal too. Therefore don’t...

Thanks to all Vets & my uncle Don – VA loans

Thanks once again to ALL US Veterans  and my uncle Don who paid the ultimate price at the Battle of the Bulge in WWII.   I also want to thank the law enforcement community for their service as well.  My experience for a few years as a reserve Sheriff taught me to appreciate their dedicated service.   One way our country has traditionally said thanks to veterans is the existence of the VA loan program. While I am a Realtor and not a loan officer, many of my clients have benefited from the VA loan program. The VA buyer can buy with ZERO down as long as they can afford the payments. Another benefit is that the VA will approve buyers with lower credit scores than a conventional program will allow. In addition the interest rate is substantially lower than conventional loans at this time. There are additional closing costs (usually rolled into the loan) so speak with a quality loan officer. If you live in Orange County California contact me and I will get you to a very experienced VA loan officer. The zero down program does have a maximum that can be borrowed. Let’s say you want to live in a resort beach area like Dana Point in Orange County CA where the home prices are higher than the VA limit.  What many mature vets don’t realize is that you can borrow well over that VA limit – even over a million dollars but you must bring your own funds for 25% of any amount over the normal VA loan limit.  VA loan limits vary by county but in Orange County CA the...