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RANCHO NIGUEL COMMUNITY GARAGE SALE JUNE 22 2019

RANCHO NIGUEL COMMUNITY GARAGE SALE JUNE 22 2019

RANCHO NIGUEL COMMUNITY GARAGE SALE JUNE 22 2019 SPONSORED BY RON BUCK REALTOR, KELLER WILLIAMS LAGUNA NIGUEL  949-456-0505 dre 01364665. RANCHO NIGUEL COMMUNITY GARAGE SALE – SAT JUNE 22, 2019 PLAN AHEAD NOW! The following tracts are participating: Sub 4, Sub 3, Reggio, Sea Country, Tampico, Windrose and Mandevilla (west of Moulton Pkwy) REGISTRATION IS NOT MANDATORY BUT IT IS VERY HELPFUL FOR PLANNING AND SIGNAGE. WE PROVIDE ALL ADVERTISING, SIGNAGE AND TREATS. THE GARAGE SALE IS ADVERTISED FOR 7:30 AM TO 1:30 PM ON JUNE 22 nd.  Signage will point the public down your street. Just open your garage and join the fun. In past years we have had from 60 to 100 families participating so there is a huge varitety of sale items. To pre-register please call or text 949-456-0505 or you may email us a...

Home Buyers Beware of this Pitfall

Home Buyers Beware of this Pitfall In over 20+ years of selling residential real estate I sometimes forget to tell my home buyers the “one thing” NOT to do. What is that? Do NOT make financial changes without consulting your lender and Realtor. Why? Because it could affect your loan to income ratio and knock you out of the sale. Two examples: 1. A client who was close to the qualification line got excited and ordered all new appliances for his new home before closing. The panicked lender called and told him to cancel the order because it just showed up on his credit. By the way, the lender checks your credit the day before closing. 2. Another client had a line of credit on there first residence. After getting a pre-approval and going into escrow on a replacement home, they withdrew a large amount from the credit line. Not good. 3.  Here is another that seems to make sense on the surface. My client who worked in the tech field was in escrow to buy a home. He received an offer from a competitor at a much higher salary. Good, right? He took the job and the day before closing the lender called his employer who says, “he quit”.  Alarm bells went off and the closing was cancelled. It took a couple more weeks to have the lender verify the new job (thankfully in the same field) and resubmit to the underwriter. He did get the loan but but in a completely different time frame which of coursed fouled up everyone’s moving plans, truck rentals, etc. Your lender...