by Ron Buck | Apr 23, 2019 | Garage Sale, Laguna Niguel, Rancho Niguel, Ron Buck Realtor
RANCHO NIGUEL COMMUNITY GARAGE SALE JUNE 22 2019 SPONSORED BY RON BUCK REALTOR, KELLER WILLIAMS LAGUNA NIGUEL 949-456-0505 dre 01364665. RANCHO NIGUEL COMMUNITY GARAGE SALE – SAT JUNE 22, 2019 PLAN AHEAD NOW! The following tracts are participating: Sub 4, Sub 3, Reggio, Sea Country, Tampico, Windrose and Mandevilla (west of Moulton Pkwy) REGISTRATION IS NOT MANDATORY BUT IT IS VERY HELPFUL FOR PLANNING AND SIGNAGE. WE PROVIDE ALL ADVERTISING, SIGNAGE AND TREATS. THE GARAGE SALE IS ADVERTISED FOR 7:30 AM TO 1:30 PM ON JUNE 22 nd. Signage will point the public down your street. Just open your garage and join the fun. In past years we have had from 60 to 100 families participating so there is a huge varitety of sale items. To pre-register please call or text 949-456-0505 or you may email us a...
by Ron Buck | Apr 3, 2019 | Buying, Home buyers, Real Estate Contracts, Ron Buck Realtor
Home Buyers Beware of this Pitfall In over 20+ years of selling residential real estate I sometimes forget to tell my home buyers the “one thing” NOT to do. What is that? Do NOT make financial changes without consulting your lender and Realtor. Why? Because it could affect your loan to income ratio and knock you out of the sale. Two examples: 1. A client who was close to the qualification line got excited and ordered all new appliances for his new home before closing. The panicked lender called and told him to cancel the order because it just showed up on his credit. By the way, the lender checks your credit the day before closing. 2. Another client had a line of credit on there first residence. After getting a pre-approval and going into escrow on a replacement home, they withdrew a large amount from the credit line. Not good. 3. Here is another that seems to make sense on the surface. My client who worked in the tech field was in escrow to buy a home. He received an offer from a competitor at a much higher salary. Good, right? He took the job and the day before closing the lender called his employer who says, “he quit”. Alarm bells went off and the closing was cancelled. It took a couple more weeks to have the lender verify the new job (thankfully in the same field) and resubmit to the underwriter. He did get the loan but but in a completely different time frame which of coursed fouled up everyone’s moving plans, truck rentals, etc. Your lender...
by Ron Buck | Mar 15, 2019 | Home buyers, Home sellers, Homes, Ron Buck Realtor, School, Woodbridge Village Association
Woodbridge Beauty Inside the Yale Loop in Irvine Calif. 67 Nighthawk Irvine CA 92607 Offered at $1,250,000. This four bedroom three bath home, with a downstairs bed and bath is located in the coveted Yale Loop area of Irvine. Families flock to this area to take advantage of the award winning schools of Woodbridge HS and Lakeside Middle Sch. Irvine Lake is just a few blocks away with wildlife, beaches and docks. There are multiple parks, pools and a fabulous tennis complex associated with the area as well. The HOA is only $97 per month. The home has a spacious 2400 sq ft and has been updated with new windows, new cabinetry, new furnace and more. 67 Nighthawk is located on a quiet street and the lot has a private back yard and side patio. It is “inside the loop” as locals like to say. The three car garage is spacious and has storage. Three bedroom and two remodeled baths are upstairs and there is a main floor bedroom and bath with shower. The family room is large and the living room dining room is spacious and open. Call or text Ron Buck at 949-456-0505 for a private showing. RonBuckGroup@gmail.com...
by Ron Buck | Feb 28, 2019 | Home buyers, Laguna Niguel, Rancho Niguel, Rancho Niguel Club, Realtor, Ron Buck Realtor
Beautiful Home Great Opportunity in Rancho Niguel Subdivision This home is on the corner in the Sea Country tract of Rancho Niguel. Absolutely everything is upgraded with new white kitchen and gray quartz granite and wood floors. All the baths are upgraded and the windows are new. This one will not last. Only one block walk the famous Club at Rancho Niguel and three blocks to the Laguna Niguel Regional park and lake. Three beds, 2.5 baths and 1358 sq ft in a detached property with two car garage. Call Ron for showing at 949-456-0505. The owner has his eye on a replacement property to this home which is new on the market is a great opportunity. Everything is remodeled. Award winning Bergeson Elementary School is just a half mile up the hill and the other schools are Aliso Viejo Junior and Aliso Niguel High School. 1% property tax and no mellow-roos bonds. Call for showing. Ron Buck, Keller Williams Realty dre#01364665...
by Ron Buck | Feb 21, 2019 | Beach Cities, Home sellers, Laguna Niguel, Ron Buck Realtor, Selling
Home Seller Tool For 2019 We have experienced seven years of multiple offers and short supplies of housing inventory in Orange County. This year, 2019, will be a little different with much more inventory. We need to pull out the old bag of tricks again. Here is a description of a “Seller Buy Down” and how it helps both the buyer lower payments and the seller get more net from the sale. Loan Officer Kevin Budde explains below. A buyer wants to keep his monthly principal & interest payment under $4,500. He makes an offer $75,000 lower than the asking price of $1,250,000 because the 80% loan on a sales price of $1,175,000 is $940,000. At 4.00%, the principal & interest payment is $4,487. $1,250,000 – $75,000 = $1,175,000 x 80% = $940,000 @ 4.00% = $4,487 P&I The seller counters at full price but offers to pay 2 points on the buyer’s new loan to buy the interest rate down one-half percent. The principal & interest payment is now under $4,500 the buyer wants on the 80% loan of $1,000,000. $1,250,000 x 80% = $1,000,000 @ 3.5% = $4,490 P&I The seller is able to get the price he needs, the buyer is able to get the payment he needs and the seller nets $55,000 more. $75,000 price reduction versus a $20,000 point buy down cost saves $55,000 Using seller credits towards interest rate buy downs for buyers creates win-win transactions for both parties. If I can assist you with specific calculations on your next offer please let me know, I’m happy to help you. Kevin Budde 949-422-2075 ...
by Ron Buck | Oct 27, 2018 | Home buyers, Laguna Niguel, Open House, Rancho Niguel, Rancho Niguel Club, Ron Buck Realtor, Uncategorized
Rancho Niguel Open House You Don’t Want to Miss – Saturday 10/27/2018 1-4:00 This property is highly upgraded and sits at the end of a quiet cul-de-sac in Rancho Niguel. The price has dropped significantly and is a great opportunity. Come and visit Ron Saturday between 1 and 4. 24551 Via Carlos Laguna Niguel CA Price $845,000 This home has 1865 sq ft and the sales this year have run from 760K to 927K. This one has many upgrades and is super quiet. Come and learn about other great deals from the Rancho Niguel Expert. (This open house is with permission of the Realtor – relative of the seller.) Ron Buck, Realtor Keller Williams Realty 949-456-0505 www.ronbuckgroup.com ...